1. Home
  2. Home Warranty

Find the Best Home Warranty in Lexington, KY

A home warranty covers the costs to replace or repair household appliances and systems that break down from wear and tear. We researched the best home warranty in Lexington so you're financially protected from expensive out-of-pocket fixes.

Take a Quiz

Get matched with an Authorized Partner

Compare Top Home Warranties, Service Plans

American Home Shield
Overall satisfaction rating
  • 4 coverage plans
  • Starting at $75 deductible
  • Coverage regardless of age or make
  • Available in Lexington

Be sure with The Shield.

Learn More Read More
Choice Home Warranty
Overall satisfaction rating
  • One free month
  • $60 service call fees
  • Available in Lexington
  • Extensive & basic plan

Offers two plans with basic or comprehensive coverage. Plans start at $46.67 per month with an $85 service call fee. Optional coverage for limited roof leaks, pools and spas available. Make a claim online 24/7.

Learn More Read More
Total Home Protection
Overall satisfaction rating
  • Coverage regardless of age
  • Work with licensed, local technicians
  • 24/7 claims service
  • Available in Lexington

Offers two plans covering select systems and appliances. Costs start at $53.67 per month, with a standard service call fee of $75. Coverage options vary by location. Add-on coverage is also available.

Read More
America's 1st Choice Home Club
Overall satisfaction rating
  • 2 coverage plan options
  • Fixed rate locked in with no year-to-year increases
  • No limit on service requests
  • Flexibility to choose your own service technician

Available in 47 states and Washington, D.C. Guarantees repairs for duration of contract. Covers up to 18 systems and appliances, including electronics like smartphones. Low coverage caps on some systems and appliances.

Learn More (678) 236-0645 Read More
Select Home Warranty
Overall satisfaction rating
  • Buyer & seller coverage
  • 3 coverage plans
  • Available in Lexington
  • 24/7 claims

Appliance, system and combination plans available. Plans start at around $45 a month. Roof coverage included for some plans. Special promotions include free extra months on your contract and annual pay discounts.

Learn More Read More
2-10 Home Buyers Warranty
Overall satisfaction rating
  • Comprehensive coverage for systems and appliances
  • Covers HVAC, plumbing, refrigerator, dishwasher, oven and more
  • 6,000+ authorized, independent service contractors
  • 35+ years experience

Provides coverage for major systems and appliances. Premiums range from around $19 to $50 per month with an $85 to $125 deductible. Kitchen-only plan and roof leak coverage available. Offers structural warranties for new homes.

Read More

Home warranty in Lexington


A home warranty in Lexington covers appliances and systems that break down from wear and tear and are no longer supported by a manufacturer’s warranty. It is different from homeowners insurance, which covers loss due to events including fire and theft.

Home warranties in Lexington are most commonly purchased by new homeowners, owners of older homes, rental property owners and realtors. You can buy a home warranty at any point during homeownership.

Companies selling home warranties in Lexington usually offer at least two plans, differing in what appliances and systems are covered. You can also customize a plan to meet your needs and budget.

Commonly covered appliances Commonly covered systems
Range, stove, oven Heating
Dishwasher Air conditioning
Refrigerator Electrical
Built-in microwave Plumbing
Washer and dryer Water heater
Garbage disposal Central vacuum

Home warranty companies also offer add-on coverage for things like pools, spas, septic pumps, well pumps, guest units and even electronics.

Are home warranties worth it?

Whether a home warranty is worth it depends on:

  • The cost of the plan
  • What’s covered
  • How new your household appliances and systems are and how likely they are to break down from wear and tear
  • The amount of your service call fee (similar to a deductible)
  • The maximum coverage limit of your plan
  • Limitations and exclusions of your plan

Those with a home warranty in Lexington may find that a home warranty pays for itself with just one major repair or replacement or a series of smaller ones. Others may decide their appliances and systems are at low risk for problems and are willing to pay 100% out of pocket.

Home much does a home warranty cost in Lexington?

A home warranty in Lexington costs between $300 and $600 pear year. The more inclusive your coverage and/or the lower your service call fee, the higher the cost.

Most home warranty contracts last for one year. You can pay monthly or annually. Home warranty companies may offer savings for paying for a full year’s coverage up front.

What to do when you need repairs

If you have a home warranty and a covered appliance or system breaks down, you can make a claim online or over the phone with your home warranty company. You pay a set service call fee (usually $50 - $125, depending on your contract), and the home warranty company sends a qualified local contractor to diagnose the problem. As long as coverage applies, the home warranty company pays for the repair or replacement.

What to look for when choosing a home warranty company

Before choosing a home warranty company in Lexington, read reviews to learn if customers are satisfied with their plans and service request outcomes.

Make sure your contract is easy to understand, with clear explanations of coverage, exclusions and limitations. Pay attention to the effective date of the warranty, which is not always the purchase date. Find out if you can cancel anytime and if your contract is transferable.

Home Warranty Reviews

American Home Shield

Close to 2 million customers have a home warranty from American Home Shield. This company has plans for systems, appliances or both, or you can build your own plan. Cancel your plan anytime, or transfer it to a new homeowner. Reviewers say American Home Shield, which has paid $2 billion in claims since 2013, is responsive and efficient during service requests.

American Home Shield Learn More

Choice Home Warranty

Choice Home Warranty offers two home warranty plans, plus optional coverage for pool/spa, a second refrigerator, central vacuum, sump pump and more. Customers can make a claim online or over the phone 24/7. Contact the company for a free quote. Reviews for Choice Home Warranty are mostly positive, but some mention dissatisfaction over denied claims.

Choice Home Warranty Learn More

Total Home Protection

Total Home Protection has monthly and annual home warranty plans to fit any household budget. Choose from two different plans and an assortment of optional coverages. Customer service is available 24/7, and the company uses only licensed and insured technicians. Customers like how Total Home Protection allows them to transfer a home warranty at no cost.

Total Home Protection

America's 1st Choice Home Club

AFC Home Club has four different plans and offers add-ons for sump pumps, septic systems, hot water dispensers, pools and spas. Customers have the option of choosing their own licensed contractor for service. Plans are transferable to new homeowners. Reviewers say purchasing an AFC Home Club warranty is easy and like their coverage.

America's 1st Choice Home Club Learn More (678) 236-0645

Select Home Warranty

Select Home Warranty has Gold, Platinum and Bronze Care plans, all of which come with the ability to make a claim 24/7. This company has a large network of professionals nationwide to complete service requests and doesn’t limit the number of covered repairs. Discounts are available for multiple-year coverage. Many reviewers give Select Home Warranty five stars for affordability and a straightforward claims process.

Select Home Warranty Learn More

2-10 Home Buyers Warranty

2-10 HBW has covered over 5.8 million homes in the U.S. Using an online portal, customers can easily manage accounts and get access to service from a network of over 6,000 authorized contractors. The company also sells structural warranties for homes. Customers like 2-10 HBW’s easy claims process and skilled technicians.

2-10 Home Buyers Warranty