1. Home
  2. Extended Auto Warranty

Find the Best Extended Auto Warranty Companies in Lexington, KY

Car maintenance is a headache for most Kentucky drivers, especially when you’re forced to pay for high-dollar repairs. A good extended auto warranty protects you from unexpected repair bills by insuring major vehicle components. To help you find the right warranty for your vehicle, we researched the best extended auto warranty in Lexington.

Take a Quiz

Get matched with an Accredited Partner

    Compare Top Extended Auto Warranties

    #1 MOST POPULAR
    Endurance Auto Warranty
    Overall satisfaction rating
    • Available in Lexington
    • Accepted by ASE mechanics
    • 24/7 roadside assistance
    • 30-day guarantee

    Save thousands on auto repairs!

    Learn More (855) 329-7711 Read More
    #2
    Overall satisfaction rating
    • 5 levels of protection
    • 99% customer satisfaction
    • No-haggle guarantee
    • Available in Lexington

    Select 3 plan options with deductibles as low as $100. Covers vehicles for up to 5 years or 125,000 miles.

    Learn More (866) 254-0172 Read More
    #3
    CarShield
    Overall satisfaction rating
    • 6 plan options
    • Free, online quote
    • Available in Lexington
    • Flexible payment plans

    Flexible payment plans, coverage on pricey items like transmissions and 24-hour roadside assistance are just a few of the features offered in CarShield’s customizable plans.

    Learn More (800) 974-9385 Read More
    #4
    Infinite Auto
    Overall satisfaction rating
    • A+ BBB Rating
    • 24/7 roadside assistance
    • Offers courtesy towing
    • Available in Lexington

    A+ Rated with the BBB. Infinite Auto Protection provides coverage for your vehicle in the event of any breakdown and guarantees 100% payment, less any deductibles, of all covered repairs.

    Learn More (734) 366-4354 Read More
    Protect My Car
    Overall satisfaction rating
    • A+ BBB rating
    • 3 levels of protection
    • Available in Lexington
    • Flexible payment terms

    Protect My Car allows a long 60-month repayment plan. Although their Ambassador plan only offers partial coverage, Protect My Car’s other plans satisfy a wide array of needs.

    Learn More (609) 401-2762
    AA Auto Protection
    • Available in Lexington
    • 24/7 roadside assistance
    • 30-day guarantee
    • Accepted by ASE mechanics
    Location
    Serves residents in
    Lexington, KY
    Delta Auto Protect
    Overall satisfaction rating
    • 3 plan options
    • 30-day guarantee
    • Available in Lexington
    • 24/7 roadside assistance
    Location
    Serves residents in
    Lexington, KY
    American Auto Shield
    Overall satisfaction rating
    • ASE-certified team
    • Levels of protection
    • Available in Lexington
    • ATV & dirt bike coverage
    Location
    Serves residents in
    Lexington, KY

    What is an extended auto warranty?

    Lexington skyline

    An extended auto warranty is like an insurance policy on the components of your vehicle.‌ If a part fails unexpectedly, the warranty kicks in and covers the cost of repairs. For Kentucky drivers, this means having peace of mind and knowing that you won't be liable for costly transmission problems or engine trouble.

    In Lexington, there are a few different factors that shorten the lifespan of your vehicle. Salt on the roads in winter, stop-and-go traffic downtown and daily commutes from Wilmore or‌‌ Versailles all wear on a car. An extended warranty offers protection even if your vehicle has higher mileage.

    What does an extended auto warranty cover

    Unlike warranties from your car’s manufacturer or a service plan from the dealer, consumers in Lexington purchase extended auto warranties directly. Extended auto warranties usually extend past the expiration of a manufacturer or dealer warranty. These plans are also distinct from car insurance, which protects you in case of an accident. Think of an extended auto warranty as more of a service contract that covers repairs for damage caused by wear and tear.

    What exactly your auto warranty covers depends on which plan you choose. Common options in Lexington include:

    • Powertrain: These warranties cover both the engine and the transmission, as well as any other part that provides power or movement to the vehicle.
    • Drivetrain: Similar to a powertrain warranty, the drivetrain includes the transmission and everything else that helps the vehicle move excluding the engine or anything providing power.
    • Bumper to bumper: These warranties are the most comprehensive and cover almost everything except wear items like brakes, tires or windshield wipers.
    • Maintenance: Maintenance warranties cover oil changes, tune-ups, filter changes and other routine maintenance items.

    How much does an extended warranty cost in Lexington?

    The price of extended auto warranties in Lexington ranges from $1,800 to $4,000, which consumers may pay in installments. Most providers offer multiple plans, with basic warranties running around $80 per month and comprehensive warranties costing as much as several hundred dollars each month. The higher your monthly payment, the lower your deductible.

    Other factors that impact your cost include your:

    • Deductible
    • Level of coverage
    • Vehicle's age, mileage and type

    Are extended car warranties worth it?

    Extended auto warranties in Lexington protect you from paying for unexpected auto repairs, whether you're purchasing a new vehicle or driving a higher-mileage car. However, there are both benefits and negatives to extended auto warranties.

    Pros Cons
    Plans cover costly repairs or maintenance Plans are expensive to purchase
    Providers provide perks like roadside assistance and rental car coverage You may never need to use your coverage
    You can customize your coverage There are coverage limitations
    Good for used car purchases with unknown histories You may be limited to the provider’s network of repair shops

    How to choose an extended auto warranty

    There are quite a few extended auto warranty providers in Lexington. As you begin to compare them, look out for these coverage features:

    • Deductible: If the deductible is too high, the plan may not be worth the investment.
    • Claims process:‌ Does the company pay the auto shop directly?‌ Or, do you pay and they reimburse you later?
    • Mechanic network: It generally costs extra to choose your own mechanic. Instead, the warranty provider refers you to a repair shop in its network.
    • Limitations: There's usually a mileage or age limit on covered vehicles. For example, some policies might last until the vehicle reaches 6 years old or 100,000 miles.
    • Waiting period: In lieu of vehicle inspections, many providers impose a waiting period before coverage kicks in. Waiting periods are usually 30 days, during which time you can often get a refund if you desire.
    • Company reputation: Do warranty holders seem pleased with the company’s customer service and claims processing? Read reviews to find testimonials from Kentucky drivers like you.

    Home Security Systems Reviews

    Endurance Auto Warranty

    Endurance is an industry-leading provider of extended auto warranties in Lexington. It’s known among reviewers for its good customer service and quality coverage. Customers choose from five different service plans to get the protection they need. Each plan comes with a one-year Endurance Elite Membership for extra warranty perks.

    Endurance Auto Warranty Learn More (855) 329-7711

    CARCHEX

    CARCHEX is one of the largest extended auto warranty providers in Lexington. Plans are available for high-mileage cars as well. Customers can customize their coverage to match their needs and even choose their own licensed repair shop. CARCHEX is highly rated by consumers, especially for its customer service.

    CARCHEX Learn More (866) 254-0172

    CarShield

    CarShield customizes coverage for every customer’s unique needs with the goal of helping them to afford a major car repair. Lexington drivers can compare its warranties online, including options for electric vehicles and specialty cars. CarShield warranty holders are extremely pleased with its customer support and claims processing.

    CarShield Learn More (800) 974-9385

    Infinite Auto

    Infinite Auto Protection guarantees 100% payment for any breakdown, even for older cars. It offers a 30-day money-back guarantee for all three of its coverage plans. Customers receive 24/7 roadside assistance and courtesy towing as well. Infinite even matches its competitors’ pricing in Lexington.

    Infinite Auto Learn More (734) 366-4354

    Protect My Car

    Along with vehicle repair and maintenance coverage, Protect My Car warranties include 24/7 roadside assistance and a 30-day money-back guarantee. Customers also receive rental car benefits if their repairs will take more than four hours. Lexington customer reviews mention honest and reliable customer service representatives when discussing their experiences with the company.

    Protect My Car Learn More (609) 401-2762

    AA Auto Protection

    Lexington car owners can receive a free extended auto warranty quote online from AA Auto Protection, which has been in business since 2002. The company offers 24/7 roadside assistance and a 30-day money-back guarantee. Lexington customers appreciate being able to choose their mechanic, but some had issues with confusing terms and conditions.

    AA Auto Protection

    Delta Auto Protect

    Delta Auto Protect’s extended auto warranties are accepted at all dealerships and any ASE-licensed repair center, meaning customers can shop around for the best service. The company also has designated ASE technicians on staff. Lexington customer reviews reflect positive experiences with the company’s 24/7 claims hotline and customer representatives.

    Delta Auto Protect

    American Auto Shield

    American Auto Shield offers extended auto warranties for Lexington vehicles with up to 250,000 miles. The company was founded in 2002 and provides 24/7 support to customers. Many Lexington customers are happy to find a warranty that covers older vehicles, but some customers say the company’s claims process is too complicated.

    American Auto Shield